The Florida market has reached a compliance “pinch point.” Following the 2025 regulatory updates, insurance premiums for commercial roofing vendors have surged, forcing an immediate 18% increase in project minimums across the state.
Why This Matters Now:
The Coverage Crisis: 1 in 5 roofing vendors previously listed as “active” no longer meet the 2026 insurance requirements for Class-A property assets.
Lead-Time Volatility: As vetted vendors become more scarce, lead times for major repairs have extended by an average of 14 days.
The Solution: Property Managers should prioritize The Collective’s Verified Vendors, who are continuously monitored for insurance compliance to prevent mid-project liability gaps.